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KMID : 1002520170110030051
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Korean Journal of Health Service Management
2017 Volume.11 No. 3 p.51 ~ p.64
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Effect of Private Health Insurance on Medical Care Utilization : Six Year Unbalanced Panel Data Model
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You Chang-Hoon
Kang Sung-Wook
Choi Ji-Heon
Kwon Young-Dae
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Abstract
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Objectives : This study examined the effect of private health insurance on medical care utilization by subscription type.
Methods : The data used were the six waves of the Korea Health Panel (2009-2014), and 16,187 persons were the subjects of the analysis. We performed a panel regression with a fixed effects model.
Results : Indemnity private health insurance was positively related to the number of physician visits, number of admissions, and total length of stays. However, fixed-benefit private health insurance was not related to medical care utilization.
Conclusions : The result of this study, which shows the difference by subscription type in the effect of private health insurance on medical care utilization, suggests that continuous monitoring of indemnity private health insurance is needed in the future.
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KEYWORD
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Private Health Insurance, Indemnity, Fixed Benefit, Medical Care Utilization, Panel Regression
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